Financial Advisor – Page 6 – Dollars and Sense

Everything You Need To Know About 529 Plans With Colleen Dwyer (Ep. 7)

By Dollars-and-Sense | November 9, 2022

A 529 plan is a college investment plan that offers tax and financial aid advantages, but what exactly is covered?

In this episode, Nicole provides an overview of 529 plans with her colleague, Colleen Dwyer. Colleen covers an overview of what a 529 plan is, the different advantages of the plan, and some of its limitations and flexibilities.

Colleen discusses:

What a 529 plan is and how the money invested in it can be used
How you can use the tax benefits and financial aid of a 529 plan to your advantage
What it means to offer financial support to beneficiaries through a 529 plan
Some of the possibilities and probabilities around the best way to use the plan
And more

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Connect with Colleen Dwyer:

About our Guest:

Colleen Dwyer’s financial services career began in 2018. As a financial advisor at Private Vista, she develops trusted relationships with clients and collaborates to build a plan that creates financial confidence and independence. She enjoys working with a dedicated and experienced team to deliver personal and critical advice and service, so her clients can be successful both financially and personally.

Colleen loves to spend quality time with her friends and family, and actively participate in her community. She lives with her husband in Lincoln Park and enjoys all the city has to offer – frequent bike rides and trying new restaurants. When not in Chicago, she spends time in Michigan and the western suburbs visiting family. Colleen also loves to travel and looks forward to checking places off her bucket list when she can.

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The Importance of Putting Together Your Financial Team With Ryan Guedel (Ep. 6)

By Dollars-and-Sense | October 26, 2022

Did you know that having an accountant, financial planner, and advisor working together can help take some of the stress off managing your finances while still keeping your best interests in mind?

In this episode, Nicole speaks with Ryan Guedel, CPA and partner at account and consulting firm CJBS, about how to put together a financial team to ensure everyone is working in your best interest. Ryan shares a bit about himself and his experience working in a financial team, how he knows when someone can benefit from a financial team over just one specialist, and some tips around avoiding the emotional impact of financial decision-making.

Ryan discusses:

His specialization in professional athlete and entertainer taxation
Why a someone could benefit from having a financial team instead of just an advisor, planner, or accountant
How he guides clients to listen to the professionals around them versus the noise from the news and social media
And more

Resources:

cjbs.com

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Connect with Ryan Guedel:

About our Guest:

Ryan has been a dedicated member of the CJBS team for over a decade. Joining the firm as a staff accountant in 2009, he worked his way up through the ranks to be admitted as a partner. Ryan focuses on coordinating due diligence engagements, carrying out audits and reviews, taxation, and working with the firm’s marketing department. He serves clients primarily in the real estate, manufacturing, construction, distribution, and professional service industries. Ryan also specializes in professional athlete and entertainer taxation.

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What You Should and Shouldn’t Do In Today’s Market With Randy Porzel (Ep. 5)

By Dollars-and-Sense | October 12, 2022

With the current market cycle, we aren’t surprised a lot of people are feeling anxious about their financial plans and investments. Many people don’t know what to do or expect.

In this episode, Nicole brings on a colleague from Private Vista, Randy Porzel, CFP, RICP, to discuss investment strategy, and what to do and not to do in today’s market. Randy shares insights from his experience in the financial services industry about managing emotions, easing anxiety, and what to avoid in the current market cycle.

Randy discusses:

His experience in the financial services industry and what he likes to do outside of helping his clients at Private Vista
What he does to ease his clients’ anxieties around the current market
How to manage emotions around money by preparing for the worst and hoping for the best outcomes.
Why making big decisions should be avoided during the market cycles we’re currently in.
And more

Connect with Nicole Romito:

Connect with Randy Porzel:

About our Guest:

Randy Porzel’s financial services career began in 2006 as an intern and has worked his way up through every job at Private Vista. Randy has spent hours in meetings with clients, asking questions, and observing. He learned to recognize expectations, a client’s need for clarity, and how without it, there might exist an anxious future. It’s why Randy enjoys taking his clients through Private Vista’s planning process, using Private Vista’s tools that answer their questions and clear any uncertainty so that his clients can look forward to their idea of an enriched life.

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Where You Go Is Not Who You’ll Be With Corinne Smith (Ep. 4)

By Dollars-and-Sense | September 28, 2022

From selecting which school to finding what extracurriculars are available, applying to college involves many important considerations. Have you checked them all off your list?

In this episode, Nicole talks with Corinne Smith, co-author of College Essay Journal: A Mindful Manual for College Applications, about college admissions. Corinne dives into why finding the right environment for a student is so important and why talking about finances with students helps them appreciate education as an investment. She then goes over the different financial-aid options available at colleges, and how she counsels students to thrive in high-pressure environments.

Corinne discusses:

Finding the environment that will be the right fit for the student
The importance of talking about finances with students and helping them understand that education is an investment
The differences between merit-based aids, need-based aids, and scholarships
How students can not only survive, but thrive in a high-pressure environment
And more

Resources:

College Essay Journal: A Mindful Manual for College Applications by Corinne Smith and Ann Merrell

Connect with Nicole Romito:

Connect with Corinne Smith:

About our Guest:

Corinne has a Bachelor’s Degree in Political Science and Sociology as well as a Masters in Higher Education Administration and Policy from Northwestern University. She is currently pursuing her Doctorate in Diversity and Equity in Education through the University of Illinois Urbana-Champaign. Corinne works as an undergraduate admissions officer at Yale University. During her time in the Yale and Northwestern admissions offices, she has read thousands of applications and served as a voting member on both domestic and international admissions committees.

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Becoming A Private Vista Client (Ep. 3)

By Dollars-and-Sense | September 14, 2022

If you’re hesitant to reach out to a financial advisor, you certainly shouldn’t be. Sure, it might seem like there is a lot to the process, but Nicole is here to help ease some of your anxiety.

In this episode, Nicole Romito takes you through what it’s like to become a client at Private Vista. She goes over how Private Vista’s financial advisors get to know their clients, the importance of learning new clients’ psychology behind their finances, and how frequently clients should contact their advisors.

Nicole discusses:

How Private Vista gets to know their new clients
What the different aspects of the planning process are
How often Private Vista financial advisors communicate with their clients and when their clients should reach out to them
And more

Resources:

What You Can Expect From The Private Vista Experience (Ep. 2)

Connect with Nicole Romito:

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What You Can Expect From The Private Vista Experience (Ep. 2)

By Dollars-and-Sense | September 14, 2022

Whether you found us by our website, our podcast or a referral, you might wonder what to expect if you choose to work with us, at Private Vista.

In this episode, Nicole Romito gives a debrief of what the Private Vista experience is like. She goes over what it’s like to call the office and what to expect afterward, what type of information should be prepared for the first meeting and some resources for collecting them.

Nicole discusses:

Why someone would contact Private Vista and what happens in that introductory call
What to expect after connecting with someone within the organization
What type of information a potential client needs to be prepared with
Tips and resources Private Vista has to help track down the information a potential client needs
And more

Resources:

Everything You Need To Know About Private Vista With Nicole Romito (Ep. 1)

Connect with Nicole Romito:

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Everything You Need To Know About Private Vista With Nicole Romito (Ep. 1)

By Dollars-and-Sense | September 14, 2022

Welcome to Dollar$ and $ense: Creating Your Fulfilled Life with Nicole Romito, a Partner at Private Vista. We combine our years of personal and professional experiences with those of our guest experts to help you create the life you imagine.

In this episode, Nicole introduces Private Vista, what they specialize in, and what their clients can expect from their team. She then shares her business and investment philosophy and talks about her passion for helping people learn about managing their finances.

Nicole discusses:

Private Vista’s specialty and who their ideal client is
The Private Vista team, what drives them and how they empower their clients
How Nicole applies her passion for empowering people on Private Vista’s business and investment philosophy
And more

Resources:

Connect with Nicole Romito:

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