Chicago – Dollars and Sense

Preparing For The Sale of Your Business: Part 1 with George Karavattuveetil (Ep. 38)

By Dollar$ and $ense | February 28, 2024

So you’re ready to sell your business or have been thinking about selling for a while, now what?

In this two-part episode, Nicole speaks with George Karavattuveetil, President of Psyched, LLC, about how to prepare yourself to sell your business. George shares his 3-step process to help business owners get ready to sell. Nicole and George draw attention to the lack of understanding and preparation among business owners for the emotional impact of selling their business, and the shift in private equity firms’ interest in long-term views when purchasing businesses. They go on to emphasize the importance of managing emotions during the sale of a business, and the value of teamwork and professional advice during the transition.

Nicole and George discuss:

Emotional and psychological aspects of preparing to sell a business
Prioritizing goals and values when seeking a buyer
Private equity firms’ interest in long-term views when purchasing businesses
And more

Resources:

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Connect with George Karavattuveetil:

About George Karavattuveetil:

George Karavattuveetil is the President of Psyched, LLC. His unique experience has provided him with opportunities to gain critical perspectives of employees and management, entry-level and executive, within union and non-union environments, and across nearly every industry and functional classification. His success has always been with people. George’s goal is to maximize individual and team performance. Not in comparison to others, but relative to what one is capable of.

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Municipal Bonds Unveiled with Matt Bernardi (Ep. 37)

By Dollar$ and $ense | February 14, 2024

There is a big part of the investing world that doesn’t get as much news as equity markets.

But it should.

In this installment of Dollar$ and $ense, Nicole is joined by Matt Bernardi from Bernardi Securities. Together, they demystify the municipal bond market, a key component in funding local infrastructure projects that are vital to our communities. Matt and Nicole expand on how today’s market has weathered the storm of the COVID-19 crisis and the role of stimulus funds in ensuring municipal stability. The discussion extends to the broader economic context, including consumer spending patterns and the Federal Reserve’s monetary policy, to illustrate their impact on the bond market.

With this episode, you will gain insight into:

The significance of the municipal bond market
Resilience and adaptability of municipal credit during and after COVID-19
How the Federal Reserve’s actions impact the municipal bond market
Pension liabilities and the potential effects of quantitative tightening on bond portfolios
And more

Resources:

Connect with Nicole Romito:

Connect with Matt Bernardi:

About Our Guest:

Matt Bernardi joined Bernardi Securities in August of 2013 after trading for 3 years at Chesapeake Partners, a hedge fund located in Baltimore, Maryland. Matt currently assists individuals, pension funds, banks, and other institutions regarding their municipal bond portfolios. He graduated from Johns Hopkins University in 2010 with a B.A. in history and economics minor. Matt currently holds the Series 7, 24, 27, 52, 53, 63, and 65 licenses, serves on the Union League Boys & Girls Club investment committee, and is past President of the Associate Board.

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The Ultimate Guide to Buying Your First Home With Melanie Everett (Ep. 25)

By Dollars-and-Sense | August 16, 2023

Thinking about diving into the real estate market? Whether you’re a seasoned pro or a first-time buyer, this episode is your go-to guide for navigating today’s dynamic real estate landscape.

In this episode, Nicole Romito chats with Melanie Everett, founder and managing broker of Melanie Everett and Company, an independent real estate brokerage firm.

Nicole and Melanie discuss the importance of planning ahead when buying a home and assembling a team of professionals. They discuss the challenges of finding suitable properties in a competitive market with low inventory and the benefits of hiring a real estate agent. Melanie explains the home buying process, including inspections, negotiations, and the role of a real estate attorney.

Melanie discusses:

The value of building a professional team when buying a home and who you should include in it
Maintenance fees and other additional costs you should consider when buying a home
How to maximum your outcomes when navigating the competitive real estate market
Additional tips for homebuyers about the negotiation + closing process, finding the right real estate agent, and more!

Connect with Nicole Romito:

Connect with Melanie Everett:

About our Guest:

Since 2014, Melanie has sold more than $200 million in residential sales & over 500 homes across the city. She consistently ranks in the top 1% of all brokers in Chicago, and M&Co. is a top 25 team for a number of transactions. In 2017, Melanie was honored with Realtor Magazine’s national “30 Under 30” title, & from there, and she graciously received more local & national acclaim, features, & speaking engagements.

Melanie Everett is an award-winning Chicago broker & founder of her boutique real estate brokerage, Melanie Everett & Company. She is a writer, negotiator, thinker, marketer, teacher, reader, & leader in her industry. Since 2014, Melanie has sold more than $200 million in residential sales & over 500 homes across the city. She consistently ranks in the top 1% of all brokers in Chicago, and M&Co. is a top 25 team for number of transactions. In 2017, Melanie was honored with Realtor Magazine’s national “30 Under 30” title, & from there, she graciously received more local & national acclaim, features, & speaking engagements.

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